Quote in 30 seconds and full
online purchase within minutes.


Obvi is a Canada-based online insurance broker dedicated to finding innovative solutions that bring value to modern insurance consumers.

Obvi is a new way to think about insurance—specifically, insurance against mechanical breakdown (a.k.a. extended car warranty), and car loan insurance (a.k.a. GAP Insurance). Our team is made of highly experienced insurance professionals leveraging technology to the benefit of the customer; we are innovative and strive to change the insurance industry status quo. As a new online automotive warranty company and gap insurance provider, we’re dedicated to putting customers first and saving them time and money.

We’re backed by an industry-leading A-rated insurance company plus, all of our policies have cancellation clauses – but we will work hard to keep you satisfied and customer service is extremely important to us. Ultimately, we want you to be so satisfied, you would happily recommend us both with online reviews and telling your friends.

Need to know more? Contact us today for additional information.


Imagine automotive warranty and GAP loan insurance that is simple, quick, and costs significantly less.
We’ll save you time and money with straightforward prices and policies.

Insurance doesn’t have to be complicated and it all starts with offering one leading policy. Knowing that Obvi has already simplified aftermarket warranty and GAP coverage insurance, it’s time to enjoy a quick quote, instant policy delivery, and big savings on premiums!


Deal directly with your combined warranty company and claims manager, rather than a dealer who has nothing to do with it when it comes time to make a claim.

Obvi’s protective auto warranty is an extended mechanical insurance warranty for new and used cars – only with more advantages than you might think. Aside from saving you from costly unexpected vehicle repairs, our extended warranty coverage is superior to other vehicle protection plans – but costs thousands of dollars less. You get Canada and USA-wide repair coverage, provisions for rental car and travel expenses during a claim, and a fully transferrable policy, which increases the value of your vehicle when you sell or trade it in. Our vehicle warranty is simple – there’s no choosing between confusing options like bronze, silver or platinum. The Obvi comprehensive car warranty is only subject to a few exclusions that we list clearly and upfront, so there is no guesswork.

Get a free quote online instantly and complete your purchase directly in minutes.



No more guesswork. Easy to understand automobile warranty and car loan insurance with coverage and a term that makes sense.


With the stability of an A-rated insurance carrier, you can rest assured that we will be there when you need us.


We make the process quick and easy. From quote to purchase, it’s all done completely online in minutes.


Cutting out the middleman allows us to have insurance and warranty prices that are fair, saving you thousands. Carry this value forward when you sell or trade your vehicle, even at the dealership.


Get GAP insurance coverage for the full term of your loan with no annual renewal of the policy – saving a lot of money in the long run.

Automotive GAP insurance coverage, which is short for Guaranteed Asset Protection Insurance, is essentially a car loan insurance policy. If you have an accident and your vehicle is written off, it will pay you the difference between the settlement offer from your vehicle’s insurance company and the balance remaining on your car loan. This can save you thousands if your car is worth less than your loan, particularly if you have a longer-term loan, and avoids the hassle of having to make out-of-pocket payments on a vehicle you no longer have. When you purchase our GAP insurance, you’re also covered for a rental car and certain other out-of-pocket expenses in the event of a write-off.

Get a free quote online instantly and complete your purchase directly in minutes.


“Was able to cancel my warranty that I bought from the dealer and save over 50% with more years and Km’s of Coverage.”


“Wish Obvi would have been around when I over payed at the dealer by over $2,500! Great work Obvi and we will be coming back for the next vehicle!”


“Best Warranty Company in Canada! Going through my first claim right now. Obvi customer service has been excellent. Easy process. Getting my truck repaired at the dealership tomorrow. So glad I bought my extended warranty with Obvi and recommend it to everyone. They are new and awesome and better than any other warranty company out there! Yay Obvi!”

DezaraeBritish Columbia