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Obvi is a Canada-based online insurance broker dedicated to finding innovative ways to bring value to modern consumers.

Obvi is a new way to think about insurance — specifically, insurance against mechanical breakdown (a.k.a. your extended car warranty) and car loan insurance (a.k.a. GAP Insurance). Our team is made up of highly experienced insurance professionals that leverage new technology with innovation in an effort to change the insurance industry status quo. As a new online automotive warranty company / gap insurance company, we’re dedicated to putting customers first and saving them time and money.

We’re backed by an industry-leading, A-rated insurance underwriter, plus all our policies have cancellation clauses — but we will work hard to keep you satisfied because customer service is extremely important to us. Ultimately, we want you to be so satisfied that you would happily recommend us with online reviews and by telling your friends.

Need to know more? Contact us today for additional information.


Imagine a new or used car warranty and GAP insurance coverage that is simple, quick, and costs significantly less. We’ll save you time and money with straightforward prices and policies.

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No more guesswork. Easy to understand vehicle warranty and car loan insurance with coverage and a term that makes sense.

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With the stability of an A-rated insurance carrier, rest assured that we will be there when you need us.

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We make the process quick and easy. From quote to purchase, it’s all done completely online in minutes.

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Cutting out the middleman allows for prices that are fair, saving you thousands. Carry this value forward when you sell or trade your vehicle.

Insurance doesn’t have to be complicated, and it all starts with offering a leading policy. Knowing that Obvi has already simplified aftermarket warranty and GAP coverage insurance, it’s time to enjoy a quick quote, instant policy delivery, and big savings on premiums!

We are here to help answer all of your car warranty or gap insurance questions. Chat with a live agent during business hours, email after hours, or give us a call.


Deal directly with your combined insurance warranty company and claims manager, rather than a dealer who has nothing to do with claims when it comes time to make them.

Obvi’s protective auto warranty is an innovative type of extended insurance warranty for new and used cars — with more advantages than you might think. Aside from saving you from costly unexpected vehicle repairs, our extended warranty coverage is superior to other vehicle protection plans — but costs thousands of dollars less. You get Canada and USA-wide repair coverage, provisions for rental car and travel expenses during a claim, roadside assistance coverage and a fully transferable policy, which increases the value of your vehicle when you sell or trade it in.

Our vehicle warranty prices are simple — there’s no choosing between confusing options like bronze, silver or platinum. The Obvi comprehensive new and used car warranty insurance policy is only subject to a few exclusions that we list clearly and upfront, so there is no guesswork.



Get GAP insurance coverage for the full term of your loan with no annual renewal of the policy – saving a lot of money in the long run.

Obvi Gap Protection

Automotive GAP insurance coverage, which is short for Guaranteed Asset Protection Insurance, is essentially a car loan insurance policy. If you have an accident and your vehicle is written off, it will pay you the difference between the settlement offer from your vehicle’s insurance company and the balance remaining on your car loan. This can save you thousands if your car is worth less than your loan, particularly if you have a longer-term loan, and avoids the hassle of having to make out-of-pocket payments on a vehicle you no longer have. When you purchase our GAP insurance, you’re also covered for a rental car and certain other out-of-pocket expenses in the event of a write-off.

Get a free quote online instantly and complete your extended warranty or GAP insurance purchase directly in minutes.


Get New Car Replacement Insurance coverage and protect yourself from depreciation – buy a brand new vehicle without being out of pocket.

Vehicle Replacement Insurance for your new or used vehicle protects you from financial hardship and gets you into a brand new vehicle. If your car, truck, or SUV is written off, it will pay you the difference between the depreciated settlement from your vehicle’s insurance company and the cost to get a brand new vehicle. This can be up to a $60,000 benefit and can also cover part of your insurance deductible. Flexible coverage terms up to 7 years and monthly payment options can mean your covered for years to come. When you purchase vehicle replacement insurance in BC or Alberta, you’re also covered for a rental car and certain other out-of-pocket expenses in the event of a write-off.

Get a free quote and chat with an expert adviser on the right plan for you.

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Was able to cancel my warranty that I bought from the dealer and save over 50% with more years and Km’s of Coverage.


Wish Obvi would have been around when I over payed at the dealer by over $2,500! Great work Obvi and we will be coming back for the next vehicle!


Best Warranty Company in Canada! Going through my first claim right now. Obvi customer service has been excellent. Easy process. Getting my truck repaired at the dealership tomorrow. So glad I bought my extended warranty with Obvi and recommend it to everyone........

DezaraeBritish Columbia

Only 3 or 4 months into policy,had a small claim that was handled very quickly. claim submitted by repair shop to obvi,less them 2 hours o.ked for repairs. Fast and professional without me in the middle. thanks