New Cars Cost More. Cover The Difference.

Get total value starting with a vehicle replacement insurance quote

Free Quote

With Our Replacement Insurance Quote, You Get:

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Total Loss Protection

$60,000 in depreciation loss protection. Cash settlement options.

Flexible Terms

New vehicles qualify for up to 7 years of coverage.

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Deductible Reimbursement

Up to $500 deductible reimbursement for a total loss.

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Payment Plans

Finance through a credit card or bank account.

All policies are with an A-rated Canadian insurance carrier for maximum protection.

Had a great time chatting with Derek. What an easy and perfect way to purchase replacement cost insurance for my new car, from the comfort of my home. Highly recommended. 5 stars.

★★★★★

Janette N, British Columbia

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Add These Benefits To Your Coverage

Loan Protection

If your vehicle is declared a total loss, Loan Protection helps cover any remaining loan balance on your vehicle after your primary insurer and replacement insurance have been paid out. This add-on can cover the remaining gap up to 25% of the vehicle’s replacement value or $30,000, whichever is lower.

OEM Parts

Repair with Original Equipment Manufacturer parts (OEM), not recycled or aftermarket parts, after an accident.

Plus Package

Partial loss deductible reimbursement, extra rental vehicle coverage, and lost or stolen key fob protection.

Diminished Value

Receive a cash settlement to cover part of your vehicle’s lost value after you have experienced an accident.

Better Car Replacement Insurance

Buying a used vehicle? If the car is 2-6 years old, you could qualify for up to 5 years of Better Car Replacement coverage.

Your primary auto insurance typically covers only the depreciated value of your vehicle in the event of a total loss, regardless of fault. A Better Car Replacement Insurance policy compensates you for the difference between your depreciated settlement and the retail
value of your vehicle at the time of purchase. Additionally, you get an increase in your vehicle’s value by an extra 5% for each year of the policy term.