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Frequently Asked Questions About Obvi Warranties

By | About Obvi, Extended Warranty

 

How does Obvi handle my claims? How do I make a claim?

In the event of a claim you can take your vehicle to any licensed repair facility in North America, including dealerships, and instruct them to forward the estimate to claims@obvi.ca. Once received, we will review the claim, approve it and pay the shop directly. It’s that easy! Don’t forget: any licensed repair facility is happy to accept payment from Obvi on your behalf!

Will Obvi provide a refund or incentive for not making a claim?

Obvi is proud to have reinvented vehicle warranties at a fair price without one of the most clever marketing tools ever used: the no-claims bonus.  The deck is stacked in favour of any provider making claim to a refund on insurance. It contradicts the fundamental principal of how insurance works — losses of the few paid by the many. If everyone received a refund for not filing a claim that would mean those who did make a claim would have paid more in premium than claims would ever hit. Read our blog here for a complete breakdown.

Where can I see what is covered? What do Obvi warranties cover?

The Obvi program offers full comprehensive coverage that is subject only to exclusions — this is how the original manufacturer’s warranty is usually issued. With Obvi you receive a full comprehensive policy with an easy-to-understand list of excluded components. Beyond that, you are covered for any failure that isn’t explicitly excluded, making this the broadest form of coverage you can buy. You can check out our warranty web page for more details about our program, including a simple PDF of some of the exclusions.

Is my Obvi warranty insured? How does that protect me?

Yes! All of our policies are insurance policies that are backed by a licensed and financially stable insurance company. When purchasing a warranty with a multi-year lifespan, the financial stability and ability to pay claims throughout the life of the policy is of utmost importance. With an “A”-rated Obvi warranty in hand, you can rest assured that your claims will be covered throughout the full term of the policy.

Does Obvi have a deductible?

Our warranty policies may have a deductible of $100 for any one warranty claim. Please refer to the terms and conditions in our policies for more information.

Why are cancellation and transfer options so important?

People’s needs change, and Obvi recognizes that. Any of the manufacturer-backed extended warranties are not insurance policies and are typically fully earned after 15-60 days. This is one of the biggest disadvantages of buying a manufacturer’s extension.

Why are Obvi warranties so much less than other options?

Obvi has streamlined the entire automobile warranty experience to make it easy and affordable. We sell our policies exclusively online, without any dealer markup or fees.  This allows us to offer our best price and coverage up front.

When do Obvi policies expire?

8 years from first-in-service date and or when you reach the kilometre limit you selected, whichever occurs first. Most manufacturer warranties are for 3 years.

When it the best time to buy? Can I finance my warranty?

The best price possible is always when the vehicle is new, and you will pay more when the vehicle is about to come off warranty. We provide you with options about how to pay, including financing for up to 3 years. Please connect with an Obvi agent to learn more.

What Obvi Learned In 2019

By | About Obvi, Insurance Online

2019 is nearly over, and with the end of the year (and the decade!) fast approaching now is a good time to think about the year that was and to take stock of what was learned.

For Obvi, 2019 was our second full calendar year in business, and we’re thrilled with how much our company grew and evolved over the past 12 months. We’re offering something new and exciting to the Western Canadian automobile insurance industry, and the positive response we see from our customers is incredible. Obvi was created to give drivers a fair alternative to the overpriced and underwhelming extended warranty policies offered by dealerships, so it fills us with joy to see how much money people are saving.

In order to be a successful company we need to be alert and aware about both the automobile industry and the insurance industry. We also want to pass our knowledge on to our customers. As such, here is a rundown of some of the most important things that we learned in 2019.

Popularity of New Car Replacement Insurance

Obvi added one new policy in 2019: New Car Replacement Insurance. We knew that the policy would be a popular addition, but we were surprised at just how popular. With the soaring cost of vehicles and drivers learning more about the costly effects of depreciation, we expect the demand for this kind of policy to keep increasing from here.

Insurance industry is preparing for big changes

Intact Financial Corp., Canada’s largest property and casualty insurer, is expecting a disruption to the industry in the near future. What that disruption might be is still up for speculation, but with rapid advancements in digital technology and the sheer power of huge tech companies such as Amazon and Google, there are a lot of possibilities.

Automakers selling their own insurance — a potential game-changer

A big change could be coming soon to the world of automobile insurance: manufacturers offering their own coverage. Both Porsche and Tesla have already announced plans to do so, and other companies could follow suit.

As reported by Design News in April:

“The combination of autonomous driving and data changes the whole game,” Brian Carlson, director of product line management for connectivity and security at NXP Semiconductors N.V., told Design News. “So we’re starting to see where automotive OEMs will take more responsibility for insurance.”

It’s not yet clear how that would happen. The two could work cooperatively, enabling automakers to sell name-brand insurance along with vehicles. Or automakers could decide to do it themselves, bankrolling and selling insurance in the same way they now provide new-car financing. Either way, experts believe it would be a natural product extension for the industry.

“If they want to get into insurance, they will, and they should,” noted Sam Tawfik, CEO of LMP Motors, an e-commerce platform for buying and renting vehicles. “They already have the installed base of distribution. And if vehicles become autonomous, they can just roll the insurance onto that.”

One thing remains clear: insurers are struggling to keep up with rising claims costs, and with the autonomous driving this will only get worse. The biggest challenge insurers — new and old — will face is that not all vehicles will be autonomous, and the claims costs from old vehicles hitting new will be staggering.

Insurance rate increases will squeeze Albertans

Knowing that Albertans were feeling the pinch from tough economic times, the previous NDP government instituted a five per cent cap on car insurance rates in 2017. But the new UCP government, elected in April, decided to let that cap expire, leading to insurance companies increasing their rates.

The effect on Alberta car owners? A jump in what they pay for insurance, potentially as high as 20 to 30 per cent. Visit our friends at Surex to compare auto insurance.

Drivers keeping their vehicles longer

The numbers are in: drivers are keeping their vehicles for longer, with average length of time that drivers keep a new vehicle being around 6 years.

One of the biggest reasons why is that vehicles are simply made better than they were before, making it take longer for one to become a “Beater.” Another reason is an increase in the popularity of financing. If you’re financing a vehicle for as many as 84 or 96 months, it only makes sense that you’ll hold on to the vehicle as opposed to trading it in.

Looking forward into 2020

It’s impossible to fully predict what the future will have in store, but there are a few trends that we predict will happen.

The biggest one: new technology is going to lead to new problems.

The more technologically advanced vehicles become, the more specialized knowledge is required to fix them. This is especially true for electronic components such as sensors, back-up cameras and entertainment displays.

With so many different things that can go wrong with vehicles, it’s now more important than ever to make sure that you’re protected from expensive repair bills. With an Obvi extended warranty you can get up to 8 years and 160,000 kilometres of comprehensive coverage, including complex electrical components. Visit our website to get a free instant quote or chat with a live agent, or schedule a phone call at a time that works for you.

5 Tips For Trading In Or Privately Selling Your Vehicle

By | Car ownership

So, you’ve decided that, for one reason or another, you want to switch from your current car to a new one, either by trading it in to a dealership or by selling it privately.

What’s the next step you should take?

There are a few, actually! And they’re all important steps to take to ensure that the process goes smoothly and that you receive a fair deal.

Here now are Obvi’s Top 5 tips to know before selling your vehicle:

Make your vehicle look pretty

This is an obvious one, but it’s still worth mentioning. Make sure to give your vehicle a good cleaning — both inside and outside. Even though it doesn’t actually affect what the car is worth, it’s still a sign to potential buyers that it was well taken care of. If the outside of your car is covered in deep layers of dirt and there is garbage all over the floor on the inside then it’s going to be harder to convince anyone that you’ve taken the time and effort to give the vehicle routine check-ups and oil changes.

Research its value

Accurately determining a car’s value is no easy task. There are many different kinds of vehicles on the road, specific makes and models can have a variety of special features, and all vehicles lose value relative to how old they are and how many kilometres they have been driven. Just because you value your vehicle at a certain dollar figure in your mind doesn’t mean that the market of potential buyers is going to agree.

The “Price a Car” tool on the Autotrader website is a great way to determine your vehicle’s value, but it’s also worth taking the time to look online to see what other people are selling similar vehicles for to get a slightly better feel for the market. Both Autotrader and Kijiji Autos are good resources for that.

Get a CARFAX report

A lot of different things can happen to a vehicle that reduce its value, and not all of them are immediately noticeable. Unsurprisingly, this makes many dealerships and private buyers incredibly cautious and skeptical before agreeing to a deal, even if your car has never had any problems.

By getting a report from the trusted company CARFAX, you can prove to any would-be buyer the major history of your vehicle.

Have your documents ready

Not only does having your bill of sale and proof of insurance help prove that you’re not some sort of scammer, having receipts of all your oil changes and service appointments on hand to show a potential buyer increases the trust in both you and your car.

Shop (or sell) around

If you aren’t in any kind of immediate rush to make a decision, it’s worth putting in the time and effort to shop around (or, more accurately, sell around). The more potential buyers you find that are interested, the better your odds of finding a fair deal — or maybe even getting a better price than you initially expected.

Why It’s Important To Have Warranty Coverage On Your Vehicle

By | Extended Warranty

When motorists go to buy a new vehicle, they’re often faced with a number of important questions: what’s my budget? What type of vehicle should I buy? What make of vehicle should I buy? What features and options do I want included?

Another factor that should be taken into account more often than it usually is: how much warranty coverage am I getting?

It may come as a surprise that different car manufacturers offer different warranty coverages. For example: Ford and Toyota offer 3 years / 60,000 kilometres, while Kia and Hyundai provide 5 years / 100,000 kilometres.

This matters because there are different perks to having your vehicle covered by warranty — and there’s nothing worse than needing it, only to have discovered that it has already expired.

Here are some important reasons why it’s beneficial to have your vehicle covered by warranty for as long as possible.

Less money to spend on repairs

This is an obvious one.

If a breakdown occurs that is covered by your warranty policy, you won’t need to pay out of pocket to have it fixed. Costly breakdowns can happen to all vehicles, including brand new ones, so the longer you have a warranty for, the longer your breakdown repairs will be covered for.

Warranties add value for trade-ins and private sales

Even if you spend plenty of time researching and deciding what new vehicle to purchase, there’s no guarantee that actually keeping the same vehicle will be the right decision.

Maybe an unexpected financial emergency pops up that requires you to save money somewhere, such as downgrading to a more affordable vehicle. Perhaps you soon realize that you need a vehicle that has more seating or better towing capacity. Or, heck, maybe you discover that you just flat-out don’t enjoy driving the vehicle as much as you thought you would.

If you decide to trade in or privately sell a vehicle, an existing warranty adds a lot of value to it and helps you to negotiate a better price.

Stuck with a short factory warranty? Get it extended

So, you’ve taken your time and done all of your research, but for one reason or another you’ve still decided that the next car, truck or SUV you purchase will be one that comes with a shorter warranty of just 3 years.

Luckily for you, getting the benefits of longer protection is still possible, thanks to an Obvi extended warranty!

Not only do we specialize in selling extended automobile warranties, all we require is that you still have some existing comprehensive factory warranty remaining on your vehicle prior to purchasing with us, and that you’ve followed the manufacturer’s maintenance guidelines up to that point.

Additionally, Obvi’s extended warranties are for up to 8 years from when the vehicle was new, so even if you get 5 years of coverage straight from the manufacturer we can provide you 3 years on top of that, giving you the perks discussed above for longer.

Check out the extended warranty page of our website to learn more and to receive a free instant quote for prices.

Important Information To Know About Extended Warranty Refunds

By | Extended Warranty

Like most goods and services, extended warranty policies come with the option of getting refunds.

However, extended warranties — especially automobile extended warranties — are unique entities, and as such, have unique characteristics about when and how refunds are available.

The purpose of this Obvi blog is to help spread some important details that consumers should know and remember about how these work.

First, let’s consider how buying warranty or insurance works. The losses of the few are paid by the many, which explains why no other kind of insurance product in Canada offers a refund — not home insurance, not life insurance, not car insurance.

So, why are many automobile extended warranties eligible for refunds? Truth be told, the deck is stacked in favour of the warranty provider — let’s look at why.

Exclusions and eligibility

As with any and all insurance policies, it’s always important to read the fine print for exclusions and eligibility. The last thing you want is to think you’re still covered, and make decisions based on that assumption, only to later discover that you were wrong.

For example: many vehicle warranty policies have kilometer caps for refund eligibility. Once a kilometer threshold has been crossed, there goes your chance at getting a refund.

Claims erase your right to a refund

This one might seem obvious, but some people still miss it. For most policies, any time you make a claim it waives your chance to collect a refund at a later date. Why? Because if an insurance company has already paid you money for a claim then your premium is considered to have been used up.

Check the timeframe limits

All policies with refund options have a timeframe where the request has to be made. For example, 60 days after the policy has expired. Some companies will offer you something back if you miss this deadline, but not the full refund amount that you would have been entitled to otherwise.

Pro rata cancellation

How much refund you’re entitled to often depends on how much of your policy has lapsed. For example: many insurance policies offer refunds on a “pro rata” basis. The website Insuranceopedia gives a good example of how this works:

“For example, a policyholder purchases a one-year policy for $1,000 but cancels it after six months. In a pro rate cancellation, they would receive a refund of $500, which is equivalent to the remaining six months of coverage they forfeited.”

You might have to commit to the car if you want a refund

According to a recent article by Autotrader, the average length of time a driver keeps a new vehicle is 71.4 months, or roughly six years.

This is important to remember, because many policies require you to  keep your vehicle — and keep it safe — for the full term in order to be eligible for a refund. That means no sales or transfers, nor can the vehicle be written off. These kinds of requirements are red flags, as it suggests the company isn’t actually serious about refunding premiums — they fully expect you to lose your eligibility before the date it can become active.

If you have further questions about how Obvi’s refunds work you can always contact the company to connect with an agent.

What Are OEM Parts, And Why Are They Important?

By | About Obvi

 

If your vehicle is involved in an accident and needs serious repair work done, one of the last things that you want to worry about is the vehicle decreasing in value.

Now imagine how much harder it would be to trade in or privately sell a vehicle with a replaced door that’s not quite the same colour as the rest of the car, or a replaced spoiler that’s clearly an aftermarket part.

One sad but common practice in the insurance industry is insurance companies forcing repair garages to seek out the cheapest parts available when fixing vehicles after a partial loss. Not only does this include aftermarket parts, it also often means parts pulled from scrap yards.

This problem is one of the many reasons why the demand for OEM parts has become popular among many automobile owners. Short for “Original Equipment Manufacturer,” OEM parts are ones made by directly by the vehicle’s manufacturer.

There are a few different perks to ensuring that your vehicle is repaired using OEM parts.

First, as touched on earlier, OEM parts can also help to protect the investment you made in your car, truck or SUV. If you decide to sell or trade in your vehicle in the future, well-trained eyes can notice whether important parts are OEM or aftermarket, leading to a tougher sale or reduced dollar figures in an offer.

Another perk is that you get the peace of mind of knowing that the parts were originally intended to fit the specifications of your vehicle make and model — in other words, that they’re the exact parts that the manufacturer wanted to be used.

How Obvi can help

Don’t get stuck owning a one-year-old vehicle with parts from a junkyard.

Customers who purchase a New Car Replacement Insurance policy from Obvi have the choice of adding on OEM parts protection to their coverage. This option pays up to $2,500 per year in additional costs to ensure that OEM parts are used in your vehicle. And with coverage for up to five years, you’ll ensure that your vehicle investment is protected for longer.

How Does Obvi’s Claim Process Work?

By | Extended Warranty, GAP Insurance

Going through problems with your vehicle can be a stressful experience — the loss of use of your vehicle, the disruption of your plans and schedule, the new errands required to get the vehicle back on the road, etc.

Obvi knows that the last thing you want in that kind of situation is more stress, which is why we try to keep our claims process as simple and straightforward as possible for clients who have a policy with us.

Here is a quick explainer of how our claims process works for our different policies:

Extended Warranty claims

  1. Contact us and let us know there is something wrong while you go to any licensed repair facility in Canada or the U.S. for a repair estimate.
  2. Have the shop contact us regarding the estimate to repair. We will need a copy of the estimate emailed to claims@obvi.ca. Most claims only take a few moments to approve.
  3. Once approved, the shop can proceed with the repair. We will then pay the repair bill directly via credit card. You’re on your way!

GAP Insurance and New Car Replacement Insurance claims

  1. If something has happened to your vehicle and it has been written off by your auto insurer, contact us.
  2. We will request your claim information for processing.
  3. Once approved, payments will be settled promptly.

 

How To Prepare Your Vehicle For Winter

By | Safe driving tips

Winter is right around the corner, and with it comes something that most vehicles owners in Canada dread: winter driving.

Not only are the roads harder to navigate because of all the snow and ice, the cold weather also makes life a lot harder on your vehicle’s engine. Whether you’re trying to avoid dangerous accidents or costly trips to the mechanic, how you prepare your vehicle for winter is incredibly important.

Here are some of Obvi’s top tips and tricks to keep your vehicle safe and running during the coming winter months.

Put winter tires on your vehicle

This one might seem like a no-brainer, but a lot of vehicle owners still neglect to do it.

Even though a set of winter tires isn’t cheap, the added traction and stability on icy, snow-covered roads could save you from the costs of an accident — both personal and financial.

Get a winter checkup

Does your vehicle have enough engine coolant and antifreeze? Is your engine using normal oil or synthetic oil? Are your belts and hoses nearing the point of failure? How strong is your battery?

Cold weather is hard on our cars, trucks and SUVs, raising the chances of breakdowns and other problems. A quick and affordable winter checkup, which can be performed at most licensed repair facilities, is a good idea every year.

Keep an emergency kit in your car

There are few driving situations more stressful — or more dangerous — than being stranded on the side of the road with the temperature dropping.

That’s why it’s a good idea to keep a winter emergency kit or supply box in your vehicle.

Some items that are useful to have on hand include, but are not limited to: a portable (and fully charged) battery pack and connecting cable for your cell phone, a warm blanket (or multiple warm blankets), a change of warm clothes, a flashlight, a first-aid kit, a radio, a bag of sand (to help get a vehicle unstuck), an extra pair of gloves, non-perishable snacks, road flares, an ice scraper and a shovel.

Learn seasonal driving tips and techniques

Simply put, driving on icy and snowy roads is much different than driving on clean, dry pavement during the warmer months. With less road traction and reduced visibility, drivers need to be much more careful and alert when they get behind the wheel.

According to Transport Canada, some tips and techniques for winter driving include removing all snow from the vehicle’s exterior before moving, use your lights to make yourself more visible, give yourself extra time to make trips, avoid using cruise control on slippery surfaces and, most importantly and applicably, SLOW DOWN!

Get vehicle replacement insurance

Even if you take all the necessary precautions and drive as safely as you can, accidents can still happen — after all, you can’t control the other drivers on the road. And if an accident happens in the winter, getting around in the cold weather without a car can be quite a challenge.

In the event of a write-off your insurance company might reimburse you, but what they’ll pay is the depreciated Actual Cash Value of your vehicle —not what you initially paid. If you need a vehicle that can handle driving through deep snow or reliably make highway winter drives, sometimes that insurance payout isn’t enough to get you back behind the wheel of the type of vehicle that you need.

Purchasing vehicle replacement insurance, such as the kind offered by Obvi, is a great way to ensure that your investment is protected against costly depreciation in the event of an accident. You can contact Obvi to learn more about vehicle replacement insurance.

How To Tell If A Warranty Provider Is Trustworthy

By | Extended Warranty, Insurance Online

extended warranty provider

Imagine the following scenario:

You recently purchased a new vehicle and you’re looking to buy an extended warranty for it to help protect your investment. The dealership you bought the vehicle from offered you an extended warranty, but the price seemed really high and the pushy salesperson in the finance office rubbed you the wrong way.

So, you decide to look online for an extended automobile warranty instead. After a few minutes on Google you discover a warranty policy that’s thousands of dollars more affordable than what the dealership was offering, and the coverage terms are better as well, but it’s being offered by a company that you’ve never heard of before.

The product seems too good to be true. How do you determine if what you’re seeing is the real deal, or all just smoke and mirrors?

To help make life easier for consumers, we’ve compiled this handy guide to help separate the contenders from the pretenders when it comes to warranty products by explaining what factors to look for.

They’re a licensed insurance company

Insurance is an important, far-reaching industry that affects the lives (and bank accounts) of millions of Canadians, which is why provincial and federal governments have enacted a wide array of legislation to regulate it. This is a huge benefit to consumers, who are protected from both fraudulent and careless companies.

When it comes to warranty products, buying them from licensed insurance companies is a huge advantage because they are bound by more laws than non-licensed companies are.

They’re backed by an A-rated insurance company

If one licensed insurance company is secure, two working in collaboration is even more secure! This is a common occurrence in the insurance world, especially when it comes to brokerages and new companies.

Within the insurance industry you can also find credit rating agencies, which specialize in analyzing and reporting the reliability of insurance companies. AM Best is one of the most well-known of such organizations, and they issue ratings using letter scales, with “A” being good and “D” or “F” meaning bad.

If you discover a company you’ve never heard of, but they’re backed by an A-rated insurance company, that is a strong indicator of their credibility and security.

They offer a personal touch

Consumers need to be careful when shopping online. Unfortunately, it’s possible for dishonest individuals to start faceless companies, offer up little background information, take money from customers and then disappear without ever holding up their end of the bargain.

It’s always a good sign when companies offer a personal touch, whether on their website or when they communicate with you. If you know an employee’s name and have a way to reach them directly not only is your business more safe, you’re also more likely to receive excellent customer service once a customer-employee relationship has been built.

There are positive customer testimonials

The internet has made it wonderfully easy to share information, and that includes company feedback and customer experiences. Consumers now have the ability to protect and help one another by sharing their experiences online. If a company’s website lists positive testimonials written by previous or existing customers, that’s a great sign about its trustworthiness.

And when it comes to online reviews, keep an eye out for negative ones — or a lack thereof. Consumers who have negative experiences with warranty products are significantly more likely to leave reviews than consumers who never have any problems. An absence of negative reviews can say a lot about a company, even if the total number of reviews is low.

Their policies have cancellation clauses

Nothing exudes confidence in a warranty product quite like a company offering a cancellation clause. While some unscrupulous companies might want to lock down your money while later breaking promises about their product or service, offering consumers the option to cancel their policy (within predetermined terms that are fair to both parties, of course) is evidence that a company is credible and authentic.

The Obvi advantage

Obvi strives to go above and beyond to ensure that our customers are safe and satisfied with us.

As such, we’ve incorporated all of the above factors into our business: we’re a licensed insurance company, we’re backed by an A-rated insurance organization, we offer a personal touch, we share customer testimonials and we include cancellation clauses in our policies. But if all of that isn’t enough, we make ourselves easy to contact if you ever want to learn more about us.

Beyond extended vehicle warranty, Obvi also offers GAP insurance and new vehicle replacement insurance. Visit our website to find our more.

What Is Insurtech, And Why Is It A Benefit To Consumers?

By | Insurance Online

In a country where the cost of living keeps rising but wage growth is mostly stagnant, it’s incredibly important for individuals and families to be smart with their money.

As a famous old saying goes, “A penny saved is a penny earned.”

There are many strategies and tricks that consumers can use to use to save a little more in their bank accounts or scrounge up some extra fun money, but one area that a lot of people don’t think about investigating is what they pay for insurance in all of its various forms.

Luckily, the recent rise of a concept called “Insurtech” is changing the industry and — more importantly — helping consumers save thousands of dollars.

What is Insurtech?

According to the website Investopedia, Insurtech is “the use of technology innovations designed to squeeze out savings and efficiency from the current insurance industry model. Insurtech is a combination of the words “insurance” and “technology,” inspired by the term Fintech.”

The definition continues:

“The belief driving Insurtech companies and investments by venture capitalists in the space is that the insurance industry is ripe for innovation and disruption. Insurtech is exploring avenues that large insurance firms have less incentive to exploit, such as offering ultra-customized policies, social insurance, and using new streams of data from Internet-enabled devices to dynamically price premiums according to observed behavior.”

To put all of that another way: by utilizing new technological advancements, companies are able to make the world of insurance faster, easier, more convenient, and more affordable for consumers.

How does Insurtech benefit you?

Beyond making insurance more cost-effective, Insurtech can benefit you as a consumer in a wide number of other ways, depending on the company and what they’re offering.

Some common uses of Insurtech include receiving online quotes for home, auto, extended warranty, or vehicle replacement cost insurance that can be compared to competing companies, connecting consumers to live agents through chat systems wherever an internet connection exists, understanding coverages in more detailed and interactive ways, and many more.

Broadly speaking, Insurtech gives consumers more control and flexibility over how they manage their insurance.

How Obvi uses Insurtech

As we wrote about in another recent blog post, buying a vehicle from a dealership can be a stressful experience, especially when the topics of extended warranty and financing payments enter the conversation.

But what if you could purchase Extended Automobile Warranty, GAP Insurance and New Car Replacement Insurance all from the comfort of your own home — and at a significantly lower price than what is offered at a dealership? That’s where Obvi comes in.

Visit Obvi’s website on a computer, tablet or smartphone and you can enter your information yourself and receive a free quote within minutes. It’s that simple! But if you do need any help in the process or have any questions, an Obvi Advisor is usually just minutes away via web chat, phone call or email.

The most important benefit of Obvi using Insurtech, though, is how the technology helps us offer our customers a fair price and financial peace of mind. Many people can’t comfortably afford a $4,000-$5,000 repair bill, and nobody wants to pay off a huge remaining loan balance on a vehicle that has been written off. As mentioned earlier, being smart with your money is incredibly important these days.

Obvi’s products

Check us out online to learn more about our Extended Automobile Warranties, GAP Insurance and New Car Replacement Insurance, or feel free to contact us so we can help determine which of our products best suit your needs. Customer satisfaction is our top priority, so we’re always here to help.