An Elite extended warranty covers virtually every mechanical and electrical component of your vehicle; including the engine, transmission, high-tech sensors, and air conditioning minus a small list of wear-and-tear items like tires and wipers. It is the closest thing to factory-new peace of mind available for vehicles off the lot.
Key Takeaways:
- Beyond the Engine: Elite coverage includes the entire electrical suite, from window motors to the engine control module (ECM).
- Advanced Tech: Covers ADAS sensors, cameras, and infotainment screens that dealerships often exclude from basic plans.
- Seal & Gasket Protection: Includes the critical rubber components that prevent expensive fluid leaks.
- The Exclusionary Rule: If a part isn’t explicitly listed as excluded (like brake pads or light bulbs), it is covered.
Transparency is our priority at Obvi. We know that insurance jargon is designed to be confusing, so we’ve stripped it back to show you exactly what happens when your car breaks down.
1. The Powertrain Core
This is the big stuff. Your engine’s internal parts, the transmission, and the drive axles. These are the repairs that range from $3,000 to $8,000. Under an Elite plan, these are fully protected, including the labour required to drop the engine.
2. The Electrical Architecture
In 2026, cars are more computer than machine. Our Elite plan covers the wiring harnesses, sensors, and actuators that make your car move. If your power seat stops moving or your blind-spot monitor glitches, you’re covered. This is where most budget warranties fail, as they often only cover the internals of the engine.
3. The “Comfort & Convenience” Suite
A car without AC in a Canadian July is a miserable place. Elite coverage protects your AC compressor, evaporator, and heater core. It also covers your fuel system, including the high-pressure pumps that are prone to failure in modern direct-injection engines.
No jargon, just protection. See the full list of what we cover and move from hoping to knowing. Get Your 60-Second Quote
FAQ: Coverage Details
Q: What is definitely NOT covered?
A: Items that are designed to wear out through use; like tires, brake pads, wiper blades, and upholstery; are not covered. Maintenance like oil changes is also the owner’s responsibility.
Q: Does Elite cover my hybrid battery?
A: We offer specific Hybrid/EV add-ons that extend protection to the high-voltage components and battery cooling systems, but not the battery.
Q: Is there a limit to how many claims I can make?
A: Your coverage is valid up to the total ACV (Actual Cash Value) of the vehicle, providing a massive safety net for multiple repairs.